|
|
This page contains important, must know information about...
|
- Your Home Buyers Team
-
Your Home Buying Plan
-
Your Home Buyers Information - HUD Video Shorts
-
Your Mortgage Calculator
-
Your International Conversion Tools
-
Your Real Estate Glossary & Library
-
Your Recent & Past Sales Research
-
Your Free Credit Report
-
Your Real Estate News
-
Your Home Buyers Tips & Resources - Side Panels
and much more... scroll down page and explore...
|
Your Buyer's Agent Team - Legends Realty Group LLC
|
|
 Your Legends Realty Group LLC Buyer's Agent
A successful real estate purchase starts with the right representative. All of our agents are top performing, seasoned and experienced professionals offering their services in a friendly and competent manner.
Buyer's Agent Definition: A real estate agent hired to work in the best interests of a buyer in a real estate transaction. The agent's loyalties are with the buyer. It is the agent's duty to share any information about the property or sellers that may help the buyer make decisions regarding the transaction. Agent status must be disclosed to all parties.
Find out more about the differences between:
  
Your buyer's agent can recommend and has access to other professionals to join your team if needed, taking more of the responsibility off of your shoulders, such as:
Lender (Appraiser)
A bank is not just a bank. Having the right backer can be extremely important – it is your money we’re talking about after all! Make sure that your lender and financial representative is someone with whom you feel comfortable, can provide the appropriate mortgage product suitable to your specific needs; And be wary of any lender who promises you more than you think you can reasonably afford. Your lenders may or may not require an independent appraisal, and typically will make arrangements for the appraisal themselves. Don't be afraid to shop around - all mortgage inquiries done within a short time frame (2-3 weeks) are counted only as one single inquiry on your credit report and will not affect your credit score negatively!
Lawyer
Your home purchase is far too important a transaction to skimp on legal representation at the risk of leaving yourself open to costly future issues. Find a lawyer who is willing to take the time to answer all your questions, wants to work closely with your real estate agent and who specializes in real estate law.
Home Inspector
No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than many thousands to correct that ‘surprise’ down the road. Ask your agent for a recommendation.
Contractor
Planning some renovations? You’re not the only one! The home renovation industry is booming, and in some markets, booking a contractor must be done months in advance (that’s a long time to go without a kitchen). Don’t let finding the right contractor slip through the cracks – planning ahead will almost certainly make your renovation smoother, and you contractor will appreciate the advance notice.
Summary - Your Legends Realty Group LLC Buyer's Agent will
-
Establish a search profile based on your needs, wants and budget for a new home.
-
Assure that you see all the properties within Westchester County that meet your criteria.
-
Maximize your time by organizing viewings of such properties efficiently.
-
Obtain and present all facts and information regarding the properties which interest you.
-
Answer all of your questions about the local market area, including schools, neighborhoods, economy, recreation, entertainment and more.
-
Always represent your best interests to level the playing field between the seller's agent and you.
-
Make sure you don't pay too much for your new home and help you avoid costly mistakes.
-
Provide you with information on home inspection procedures and services.
-
Guide you through the entire home buying process, from finding homes to look at, to finally assisting you and your attorney at closing.
-
Always and only have your best interests in mind.
All that and more at absolutely NO EXTRA COST to you!!!
Please explore our web site and the individual agents web sites for more detailed information on the above topics, or call us to book a confidential, free of charge consultation.
|
 1. Find the right representative
Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer "scoops" on local developments you might not have known about otherwise. Speak to your agent first because he or she will be able to guide you right from the start.
2. Find out what your price range is
Online mortgage calculators are a good place to start, but as you get closer to being ready to buy, there is no substitute for a written mortgage pre-approval. Just speaking to your lender is an extremely worthwhile venture – this is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home (and possibly on renovating).
3. Find out what your local market looks like
The Internet can be incredibly valuable in doing preparatory research. Over 80 % of potential home buyers start looking there but eventually switch over to working with an agent – he or she can direct you to valuable resources, immediately start e-mailing you real estate listings that may interest you and assist you in ways no computer generated chart can.
4. Find out what your true needs and wants are
Compose a needs and wants list that takes into consideration your local market conditions, your price range, and the advice of your real estate agent.
5. Find your dream home!
Once you’re ready to act, you may be surprised by how quickly you can make a decision. Armed with your pre-approval, a little market knowledge, and your needs and wants list, call your real estate agent, hit the pavement, and when you see "The House", put in an offer.
With your Legends Realty Group LLC agent and team right behind you, it really can be that easy!
|
Homeownership for All - Video Shorts
|
|
Why Hire Us? - Legends Realty Group LLC
|
|
|
In A Nutshell...
You can hire any one of our real estate professionals because, besides being consummate and capable professionals, every single one of them still really cares about you and your real estate goals!!!
-
They always want to match you up with a home that fits your wants and needs within a budget you can feel comfortable with...
-
They always want to make the entire home buying process as transparent and painless as possible for you...
-
They always and only have your best interests in mind when assisting you with your real estate objectives... and all that and more at NO EXTRA COST to you!!!
Please do not hesitate to call on us for more information, to arrange for a free consultation or just to get some answers to your real estate related questions; and please feel free to explore what some of our past and current clients have to say about us...
Well, if you do not want to talk to anyone just yet, or if you are just searching for some information, simply explore our free, open to all real estate library and glossary below. You'll find that they contain a vast amount of searchable information on just about any topic.
 
|
Your Calculator
|
|
|
 Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.
Please complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To email yourself a copy of your results, click the Receive this Detailed Analysis link. All information provided by you is kept strictly confidential and will not be shared with any other party.
This calculator is a great start to find out the basics but it does not replace an consultation with your real estate agent and lender. Make an appointment today!
|
| |
|
|
Required
|
Optional
|
Results
|
Receive this Detailed Analysis
|
|
|
|
|
|
Your Monthly Payments
|
| |
| Loan Amount: |
|
|
|
| Loan Insurance (
%): |
|
|
|
| Total Loan(Mortgage) Amount: |
|
|
|
| |
|
|
|
| Principal & Interest: |
|
|
|
| Homeowners Insurance: |
|
|
|
| Property Taxes: |
|
|
|
| Condo Fees: |
|
|
|
| Monthly Loan Insurance (%): |
|
|
|
| Total Monthly Payment: |
|
|
|
| |
|
|
|
|
International Conversion Tools
|
|
Have you worked with one of our agents before?
Have you been happy with the service?
Our agents rely on referrals for a significant portion of their business. An agent who has served you well will most likely do a professional job for your relatives, friends and colleagues as well. What better way to say "Thank you for a job well done!" than to pass her/his name on to prospective home buyers or sellers.
Please do not hesitate to contact us regarding all your real estate concerns. We are here to help!
Legends Realty Group LLC
358 North Broadway
Sleepy Hollow, New York 10591
Phone: 914-332-6300 - Fax: 914-332-6336
Real Estate Web Site Design & Maintenance
Hans J. Schindhelm - CROW, Inc. - 914-438-3903
|
|
|
Buyer's Agent Definition:
A real estate agent hired to work in the best interests of a buyer in a real estate transaction. The agent's loyalties are with the buyer. It is the agent's duty to share any information about the property or sellers that may help the buyer make decisions regarding the transaction. Agent status must be disclosed to all parties.
|
|
|
Seller's Agent Definition:
A real estate agent hired to work in the best interests of a seller in a real estate transaction, commonly known as a listing agent. The agent's loyalties are with the seller. It is the agent's duty to share with the seller all information about potential buyers that may assist the seller make decisions regarding the transaction.
Agent status must be disclosed to all parties.
|
Dual Agency & Designated Agents
|
|
Dual Agency Definition: Dual agency occurs when a real estate agent is representing both buyer and seller in the same transaction. Since the agent has promised a duty of confidentiality, loyalty and full disclosure to both parties simultaneously, it is necessary to limit the agent's duties in this situation. Both buyer and seller must consent to this arrangement in writing.
If you find yourself involved in a dual agency relationship, make sure that you completely understand the dual agency definition as it is applicable to you.
This relationship involves generally the following limitations:
-
The Agent will deal with the Buyer and the Seller impartially
-
The Agent will have a duty of disclosure to both the Buyer and the Seller
-
The Agent will not disclose that the Buyer is willing to pay a price or agree to terms other than those contained in the Offer, or that the Seller is willing to accept a price or terms other than those contained in the Listing
-
The Agent will not disclose the motivation of the Buyer to buy or the Seller to sell unless authorized by the Buyer or the Seller in writing
-
The Agent will not disclose personal information about either the Buyer or the Seller unless authorized in writing
-
The Agent will disclose to the Buyer the defects about the physical condition of the Property known to the Agent personally
Before making an offer both buyer and the seller will be asked to consent in writing to this new limited dual agency relationship.
We will immediately inform you if in your case a dual agency situation occurs, what the implications are and what needs to be done by law. In the rare event of a dual agency we almost always assign separate agents to the buyer and the seller after written consent has been obtained. This prevents, contains and/or limits any conflict of interest as outlined in the "New York State Disclosure Form for Buyer and Seller" in a real estate transaction. A link to the disclosure form is provided below.
For further clarification you should read the "New York State Disclosure Form" for buyers and sellers! |
Please do not hesitate to contact any of our very capable agents for further information or help!
|
|
|